Kodak Employees Can Avoid Crowded Medicare Meetings

Many Kodak employees are scrambling to find out about different health insurance options available since losing retiree benefits recently and this is causing very crowded local meetings with Excellus Blue Cross And MVP Healthcare. Unfortunately, when you go to a community meeting you will learn about only one company at a time and this means you will have to go to several different meetings in order to learn about your different options. There is a much better easier way to go about this and you will save time and get a better understanding of your choices.

First of all, there are more choices available than just MVP or Excellus. There are several companies that offer Medicare insurance plans in Rochester and many other options also available for those who do not live in Rochester or travel frequently. Many companies and organizations will actually schedule a personal appointment with a representative that will help you navigate through the complex world of Medicare insurance.

There are also a few organizations and companies that provide Medicare Insurance help lines to assist seniors on an individual basis. You may call Lifespan or also Century Benefits Group Inc. offers a Free Health Insurance helpline dedicated to Seniors at 1-800-698-7477.

This approach may be much more beneficial to Kodak retirees since they will provide you with information and options available from all companies. You will be able to ask questions and receive personalized non-biased information and also learn about any programs or subsidies that you may qualify for. For More information you may visit www.nymedicare.org

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Small Business Award For Best In Business For Insurance Brokerage

March 8, 2010

FOR IMMEDIATE RELEASE

Century Benefits Group, Inc. Receives 2009 Best of Business Award

Small Business Commerce Association’s Award Honors the Achievement

SAN FRANCISCO, November 7, 2009, Century Benefits Group, Inc. has been selected for the 2009 Best of Business Award in the Insurance agents, brokers, and service category by the Small Business Commerce Association (SBCA)

The Small Business Commerce Association (SBCA) is pleased to announce that Century Benefits Group, Inc. has been selected for the 2009 Best of Business Award in the Insurance agents, brokers, and service category.

The SBCA 2009 Award Program recognizes the top 5% of small businesses throughout the country. Using statistical research and consumer feedback, the SBCA identifies companies that we believe have demonstrated what makes small businesses a vital part of the American economy. The selection committee chooses the award winners from nominees based off statistical research and also information taken from monthly surveys administered by the SBCA, a review of consumer rankings, and other consumer reports. Award winners are a valuable asset to their community and exemplify what makes small businesses great.

About Small Business Commerce Association (SBCA)

Small Business Commerce Association (SBCA) is a San Francisco based organization. The SBCA is a private sector entity that aims to provide tactical guidance with many day to day issues that small business owners face. In addition to our main goal of providing a central repository of small business operational advice; we use consumer feedback to identify companies that exemplify what makes small business a vital part of the American economy.

SOURCE: Small Business Commerce Association

CONTACT:
Small Business Commerce Association
Email: Press@SBCAAwards.org
URL: http://www.SBCAAwards.org

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Michael King, CRSP

Principal – Century Benefits Group, Inc.

Finding The Best Medicare Part D Plan

There are several ways to obtain your Medicare Part D prescription drug coverage.  It is important to know that the type of plan that you choose will depend on your specific needs. Some common questions you should ask yourself are listed below.

  1. Do you take mostly brand or generic drugs
  2. How many medications do you take on a regular basis
  3. Can any of your  brand medications be substituted for less expensive generic drugs
  4. Are any of your prescriptions available by mail order (you  may save money this way

After determining the answers to these simple questions  your next step should be to prepare  a list of all ou the prescription drugs that you take on a regular basis including

  1. The name of the drug spelled correctly (you can copy this right from the bottle)
  2. Your correct dosage
  3. The number of pills per month

Once you are armed with this information you can begin searching for an affordable Medicare Part D plan that will suit your specific needs. Each company has its own formulary and while one plan may list your drug as a tier 2 another may categorize it as a tier 3 drug and there may be certain drugs which are not offered by all plans.

In summary I would like to say that there is no “one size fits all formula” and your choice should be taken seriously and proper research and choosing the correct plan could save you thousands of dollars per year. Listed below are several websites which will assist you in you search. You can submit a request for help and then your prescription drug list and they will supply you with comparative estimates.

http://www.todaysmedicare.com

http://www.choicesformedicare.org

Cigna Plans Pricing Co Pays And Benefits Look Good For 2010

While many Medicare Advantage plans have either raised premiums sky high or increased co-pays and lowered benefit Cigna Medicare Plans have continued to offer an excellent PFFS plan for 2010. It is against the Center For Medicaid And Medicare services current rules to say that any plan is “the best”. What I can say is that according to the Government website comparisons Cigna seems to offer the most comprehensive plans for the least amount of money.

Keep in mind that all Medicare advantage plans have experienced some cuts in benefits or raised premiums but the trick is to shop around. Cigna Medicare Plans are only available in select counties and states and although you should look at all of your options it would be a good idea to put Cigna Plans within the comparison.