Kodak Retirement Medical Benefits Needs And Solutions

If you are a Kodak retiree and have recently lost your medical benefits you have options. Century Benefits Group, a Rochester, NY health insurance firm has a complete portfolio of insurance options for Kodak employees based on each persons individual needs. Listed below are some insurance needs and solutions to some of the many issues facing Kodak retirees nationwide.

 You Have A Winter And Summer Residence And Split Time Between The Two

This is a common occurance among Kodak employees. If this is your situation then you will want to obtain either a Medicare Supplement plan or a Medicare Advantage PPO. Keep in mind that if you decide to go with Medicare Advantage it MUST be a PPO in order to use the plan at any Medicare provider for non emergency situations.

Medicare supplement plans can vary in price according to your place of residence. When obtaining a quote you will usually need to provide Date of Birth, Zip Code, Effective Date Of Medicare Part A AND B, and your county of residence. Some of this information may not be necessary in a couple of states but you should have it available just in case.

Note: If you enroll in a Medicare Supplement Plan and need Prescription drug coverage you will need to apply in a separate Medicare Part D plan.

For personalized information call 1-800-683-6729 and you can request a list of plans available in your home area.

You Retired From Kodak And Now Stay Close To Home Most Of The Time

If you stay near your home area most of the time and don’t travel often you may want to consider a Medicare HMO plan. With a Medicare Advantage HMO plan you will be required to receive your health care from a plan Network provider. Each private insurance plan has established their own network of health care facilities and health care professionals to cater to their members. This will often result in lower co-pays and monthly premiums for the member, however, you should always check to see if your hospitals and doctors will accept the plan before you decide to enroll. With a Medicare HMO you may only receive EMERGENCY coverage from non-network providers.

For personalized information call 1-800-683-6729 and you can request a list of plans available in your home area.

You Only Have 1 Residence But Travel Often

In this case you should refer to the first section of this article and consider Medicare Supplement or Medicare PPO plans UNLESS you only use routine Medical services in your home area. Medicare HMO plans do provide EMERGENCY services out of network but that is very limited.

For personalized information call 1-800-683-6729 and you can request a list of plans available in your home area.

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