Medicare Plan Information Now Available For All 2011 Plans

Medicare Supplement and Advantage plan information was released in early October for plans with an effective date of January 1, 2011.  The good news is that many of the plan benefits and premiums look good for the upcoming year.

While a number of plans have left the market, many of the remaining plans could provide lower premiums and co-pays than last year.  A few of these plans are also offering value added benefits such as preventative vision and dental along with health club memberships and an expanded part d prescription drug formulary.

The key to finding a good plan based on your specific needs is to be well informed and to know what to look for. With the reduced number of plans available in each county this year your choice should be less confusing and with a little bit of assistance, relatively stress free.

When seeking professional assistance you will want to find someone who is familiar with your specific state and familiar with Medicare rules, regulations, and special programs available. Many Medicare beneficiaries are eligible for special assistance for prescription drug premiums and co-pays and in many cases even qualify for help with Part B premiums.

Once you know what you are looking for in a plan, be sure to be specific when asking for different plan  benefits and premiums. This will speed up the process of finding a plan and you will surely be happier with the plan you choose throughout the year.

Some good picks for California plans in 2011 looks like Anthem Blue Cross PPO or Healthnet for those seeking an HMO type plan while in  NY State Empire Blue Cross looks good for PPO AND HMO type plans for the northeast and NY city areas. Unfortunately Western NY is very county specific so it is hard to tell unless you consult with a NY State insurance broker.

Gerogia, Delaware, Florida, Indiana, Kentucky, Ohio and many Midwestern states all have very good Blue Cross Plans while Humana and Coventry health care also provide very  good options depending on your personal needs.

While I would always suggest consulting with an experienced Broker or Adviser, I have found some helpful websites that will provide you with a basic knowledge and some valuable Medicare resources. Listed below are some sites I have found to provide helpful information in certain states. The links to these sites are followed by a brief description based on my experience.

California

California Medicare Plans This site has current California Medicare related information, publications and videos. A very reliable source for Medicare insurance plans and questions. Toll Free number to cal if ou have any insurance related questions.

Georgia Medicare Plans Great site for Georgia residents. A wealth of information focusing on Medicare specific insurance plans and programs. Site is updated regularly and provides a toll free number to call for answers

New York Medicare Plans A trusted site for NY State private insurance plans for those with Medicare. Site is updated regularly and has many forms and publications.  Also has a Toll Free Helpline and you can obtain hard to find forms and publications by request.

California Medicare Supplement Plans This site will allow you to obtain quotes from several Medicare Supplement companies all in one place without having to talk to multiple representatives. You can get all your quotes in one location.

Blue Cross Medicare Plans A very interesting and helpful website. This is simply a broker referral source. You can call or request a quote or simply ask questions. You will be referred to a local representative when necessary or you can have information sent directly to you. A very good response time and very courteous staff.